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        <title>Kailua Kona Real Estate Blog</title>
        <link>https://www.realestatekailuakona.com/blog/</link>
        <description>Searching for your dream home in Kailua Kona, Hawaii? Check out our blog: lifestyle, homes, area info, and more! Presented by Real Estate Kailua Kona/</description>
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    <guid>https://www.realestatekailuakona.com/blog/buying-a-home-in-kailua-kona-hawaii-part-1.html</guid>
    <link>https://www.realestatekailuakona.com/blog/buying-a-home-in-kailua-kona-hawaii-part-1.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Buying a home in kailua kona hawaii  Part 1</title>
    <description> <![CDATA[ 
Buying a Home In Kailua Kona Hawaii – Steps to a Successful Close


Kailua Kona, Hawaii Part 1


 


You decided to buy a home here in Kona, Hawaii, but are the steps to buying in Hawaii the same as they are at my present location?


 


Today I am going to save you some time, stress and headaches and walk you through each step to successfully purchase a home here in Kona, Hawaii whether in person or sight unseen.


 


This will be a 2 part series, where the first part is finding your home and the second part will be going over the escrow process prior to you moving into your home.


 


Before we get started, let me introduce myself


 


Hi, I am Stephen Proski a Real Estate Broker with CoLdwell Banker Island Properties here on the Big Island of Hawaii and I love helping people buy and sell real estate. 


 


If you have any question or just want to talk story, feel free to reach out to me anytime, I am here for you.


 


So let’s get started.  Okay you are ready to purchase a home here on the Big Island your first step.


 


Find a Realtor.  You want to work with someone who is knowledgeable, someone who knows the market and of course someone you can trust.  Not all Realtors work the same way, so I would suggest you ask loads of questions before you commit to working with a someone.   You can ask for a referral from someone you know on the island, or say a coworker who had a great experience working with a Realtor here.  You can go to Realtor.com, Google, Yelp. But make sure you find someone you like who will be looking out for your best interest.


 


If you don’t want to do a whole lot of research, I would welcome the opportunity to represent you on your home purchase.  Just make sure you connect with them and you agree on the forms of communication you like and your expectations through the entire process


 


The next step would be to find a mortgage lender if you are obtaining financing.


 


There are Mortgage bankers and Mortgage brokers and I would recommend you work with a mortgage broker who can shop out the best possible rates and terms for your home purchase.    Not all mainland lenders will fund here in Hawaii, so you might want to consider getting a local lender here in Hawaii and your Realtor should be able to recommend several options for you.   Most Mainland lenders are not familiar with some of the nuances here in Hawaii, but that is not to say you can not find a lender who will loan here on the Big Island either.


 


I would however you stay away from some of the online lenders, they can be difficult to work with here


 


Now that you found a lender you want to work with, get yourself prequalified.


 


  This will help you streamline the process.   


 


You will be required to fill out an loan application and supply your lender with 2 years of tax returns, 2 months of income statements, bank statements and maybe a few other documents needed to get the process rolling.  It could take a few hours or a day to know exactly what you are qualified to purchase.   This my friends is a key part of the buying process


 


Make sure you want your downpayment requirement will be, ask about prepayment penalties, origination fees, discount points and buy down rates.   Yes, these are important parts of the mortgage process and can save yourself some dollars if you know what to ask about.


 


Now that you have your Realtor and your lender, you know how much you can spend for a property, now you are ready to begin your home search.


 


 


Step 3 Searching for a home.   You can use online portals like, Zillow, Redfin, Realtor.com or even ask your Realtor to set you up on a drip campaign and they can start sending you homes that meet your requirements directly for the Multiple Listing Service.  Since we have a few different types of properties fee simple and lease hold, some of the online portals may not have the information and you could be getting excited about a specific property and later find out it is not a good fit.


 


Your Realtor can tailor your search to be very specific and could save you time and effort and let them do the heavy lifting on your home search.  Additionally, we have a preview status here on the Big Island that does not go out to the online real estate listing services and that can be a big game changer when it comes to finding your dream home here in Hawaii


 


Step  4 Viewing Properties.


 


If you are not on the island and still on the mainland then you will be shopping virtually.   Over the past several years with Covid and other things, this process has become very normal if you trust your Realtor.    


 


I have been showing properties to my clients either via FaceTime or going to the properties and doing a video of the home and sending it to then with my comments. We use a sight unseen addendum form here with our purchase contract to address this issue.  If you can afford to hop on a plane and fly over, that would be the ideal situation because the online photos sometimes don’t match up with in person viewing and would hate for you to be disappointed.


 


With my clients I am brutally honest and will tell you want you need to hear, not what you want to hear, so if there is a dope house across the street or abandon vehicles, I am going to tell you whether you are shopping virtually or in person, I want you to be informed.


 


And Step 5 Submit your Offer


 


You found your dream home and you tell your Realtor that you want to submit an offer.   They in turn will put together all the required documents to include purchase contract, prequalification letter and go over those with you to explain some of the unique items we have here in Hawaii.


 


Once completed they will forward your offer to the listing agent and generally give the sellers 24 to 48 hours to respond.  Hopefully there is some negotiating that takes place and the sellers will either, accept your offer, decline your offer or counter your offer.  Once you and the seller can agree on all terms a conditions, the purchase contract is then accepted by all parties and you will need to need to Open Escrow.


 


So at this point I have addressed part 1 of purchasing a home here in Kailua Kona Hawaii and will discuss the Escrow process in our next blog


 


Again if you need a Realtor, I am available to assist you.  Thank you for watching and hope to see you next week when I explain the entire Escrow process before you get your keys to your home here in Paradise
 ]]> </description>
    <pubDate>Mon, 01 Jun 2026 09:39:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/living-in-kailua-kona-hawaii-why-some-stay-and-other-leave.html</guid>
    <link>https://www.realestatekailuakona.com/blog/living-in-kailua-kona-hawaii-why-some-stay-and-other-leave.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Living In Kailua Kona Hawaii Why Some Stay and Other Leave</title>
    <description> <![CDATA[ 
The Truth About Living in Kailua Kona (Why Some Leave, Others Stay


A lot of people come to Kailua Kona for the first time and think, “This is it… this is where I want to live.” And I get it, because when you’re here, everything feels easier, slower, and just… better.


But what I’ve seen over time is that living here full-time is very different from visiting, and that gap between expectation and reality is exactly what determines whether someone ends up staying long-term… or quietly deciding to leave.


Aloha, I’m Stephen Proski with Homes In Hawaii For Sale and Coldwell Banker Island Properties, and I help buyers relocate  to the Island of Hawaii and Oahu. I’ve worked with a lot of people making this move, and one thing that stands out is how differently people experience Kona once it becomes everyday life instead of a getaway


 


 I’m going to walk you through the real truth about living in Kona, why some people leave, why others stay, and more importantly, how to know which side you’ll fall on before you make the move.


Because here’s what tends to happen…


People move to Kona thinking they’re upgrading their lifestyle, and in many ways, they are. But what they don’t realize is that this move isn’t just about location, it’s about identity, routine, and what you value on a daily basis.


I’ve seen people come here, fall in love with the beauty, the weather, the ocean, and then six months later, they’re questioning things they never expected to question, like access, convenience, connection, and even purpose.


At the same time, I’ve also seen people come here and completely transform their lives in a way they never could have anywhere else, simply because this environment allowed them to slow down and realign with what actually matters to them.


So the real question isn’t whether Kona is a good place to live…


It’s whether it’s the right place for you.


Number 5: “The cost of living feels manageable… until it’s not.”


Now let’s start with something that almost everyone notices, but not always right away, and that’s the cost of living.


On the surface, Kona can seem more affordable compared to places like Oahu or Maui, and in some ways, that’s true. But what tends to happen is that people focus on housing and underestimate everything else.


Groceries, electricity, gas, all of it comes at a premium here because of how remote the island is. And what I’ve noticed is that it’s not one big expense that creates pressure, it’s the accumulation of everyday costs over time.


So while things may feel comfortable in the beginning, over the long run, that’s where people start to reassess.


And once you begin looking beyond finances, the next layer becomes a lot more practical.


Number 4: “Healthcare is good… but not complete.”


Now this is one of those things people don’t always think about upfront, but it becomes important once you’re settled in.


Kona has solid healthcare for general needs, but when it comes to specialized treatment, options are limited. In many cases, that means traveling to Honolulu, which adds another level of planning, cost, and time.


For some people, that’s just part of island living. But for others, especially those thinking long-term or raising families, it becomes a deciding factor.


And from there, the conversation naturally shifts into something even more personal.


Number 3: “Living here changes your relationship with distance.”


Now this is where things start to feel different in a way that’s hard to fully understand until you experience it.


When you move to Kona, you’re not just relocating, you’re creating real distance between yourself and everything familiar. Friends, family, events, all of it becomes less accessible.


What I’ve seen is that some people adapt to that and even grow to appreciate the independence. But for others, that distance becomes heavier over time, especially when life events start happening back home.


And that’s usually the point where people begin asking themselves if this lifestyle still works for them.


Which brings us to one of the most talked-about aspects of island living.


Number 2: “The slower pace is either freeing… or limiting.”


Now Kona is known for its slower pace, and for many people, that’s exactly the appeal.


Life here isn’t rushed. There’s less noise, fewer distractions, and more space to just exist. But what I’ve noticed is that this same lifestyle can feel very different depending on what you’re used to.


If you’re coming from a fast-moving city, that shift can initially feel relaxing, but over time, it can also start to feel repetitive or even isolating.


At the same time, for people who are intentionally looking for that slower, more grounded way of living, this becomes one of the biggest reasons they stay.


And that really leads into the core truth about Kona.


Number 1: “Kona isn’t something you live in… it’s something you adapt to.”


Now after going through all of this, there’s one thing that becomes very clear.


Kona doesn’t really change for you. Instead, you either adjust to it, or you don’t.


The people who leave are usually the ones trying to recreate their old lifestyle here. And the people who stay are the ones who fully embrace what Kona already is.


Because what you get here is something very specific.


It’s the consistency of the weather, the access to nature, the ability to step outside and be in the ocean or on a trail within minutes. It’s the sense of community, where interactions feel more genuine and less transactional.


And for those who value that, the trade-offs don’t feel like sacrifices anymore, they just become part of the experience.


Bonus Tip: “Your expectations will determine your experience.”


One thing I always tell people before they move here is that Kona is not a place you can approach passively.


If you come here expecting it to function like the mainland, you’ll notice everything it lacks. But if you come here understanding what it offers, you’ll start to see why so many people choose to stay.


That shift in perspective makes all the difference.


Final Thoughts 


At the end of the day, Kona has a way of revealing what matters most to you.


For some people, it highlights everything they miss about the mainland. For others, it shows them a completely different way of living that they didn’t even realize they needed.


And that’s really what makes this place so unique, because it’s not trying to be anything other than what it is.


I’m Stephen Proski with Homes In Hawaii For Sale, and I create these videos to help you understand not just what life looks like here, but how it actually feels once you’re living it day to day.


If you’re thinking about making a move and want help figuring out if Kona is the right fit for you, you can reach me directly at 808-300-9393, email me at stephen@homesinhawaiiforsale.com


Let’s find the home — and the Hawaiʻi life — you’ve been dreaming of.


 
 ]]> </description>
    <pubDate>Mon, 04 May 2026 10:54:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/best-place-to-retire-in-kailua-kona-hawaii.html</guid>
    <link>https://www.realestatekailuakona.com/blog/best-place-to-retire-in-kailua-kona-hawaii.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Best Place To Retire In Kailua Kona Hawaii</title>
    <description> <![CDATA[ 
Where I’d Actually Live in Kona If I Retired Today


If I woke up tomorrow and decided I was retiring in Kona, the first thing I wouldn’t do is start looking at homes…


I’d start by figuring out how I actually want to live.


Because what I’ve seen is that a lot of people come here, fall in love with the views, the weather, the idea of being in Hawaii, and then they choose a home based on that emotion. But a few months in, they realize that their day-to-day lifestyle doesn’t match the location they picked.


Aloha, I’m Stephen Proski with Homes In Hawaii For Sale and Coldwell Banker Island Properties and I help buyers relocate to the Island of Hawaii and Oahu. And if there’s one thing I’ve learned working with people moving to Kona, it’s that the right area matters just as much, if not more, than the right home.


 I’m going to walk you through exactly where I’d choose to live in Kona if I were retiring today, and more importantly, why each of these areas fits a completely different version of retirement.


Because here’s the reality…


Retirement in Kailua Kona isn’t just about slowing down, it’s about redefining how your days actually look. It’s about whether you want to wake up and walk to the ocean, or wake up to cooler air and quiet mornings in the hills. It’s about whether you want energy around you, or space away from everything.


I’ve seen people choose oceanfront condos thinking that’s the dream, only to realize later they wanted more privacy and less activity. And I’ve seen others move upcountry for peace and space, only to find themselves driving more than they expected and missing that connection to town.


So what this really comes down to is not which area is better…


It’s which one aligns with how you want to spend your time every single day.


Because once you get that right, everything else falls into place.


Number 5: “Ali‘i Drive is about convenience and coastal living.”


Now if you’re someone who wants to be close to everything, Ali‘i Drive is one of the first places I’d look at.


This area offers that classic Kona experience, you’re right along the coast, you’ve got ocean views at sea level, and in many parts, you can actually walk to restaurants, shops, and beaches.


What I like about this area is how easy life feels. You don’t have to think too much about logistics, everything is nearby, and there’s a strong sense of activity around you.


But at the same time, that convenience comes with trade-offs. There’s more traffic, more tourism, and less privacy compared to other parts of Kailua Kona.


So this works really well for someone who wants a social, active retirement, where everything is within reach.


And as you move slightly away from that central activity, the lifestyle starts to shift.


Number 4: “Keauhou offers a more balanced, resort-style lifestyle.”


Now Keauhou is where things start to feel a bit more controlled and relaxed.


You’re still close to the coast, but you also get slightly higher elevation in some areas, which brings in tradewinds and more comfortable temperatures.


This area is known for golf, snorkeling, and resort-style living, and what stands out to me is that it offers a nice balance. You’re not right in the middle of the busiest parts of Kona, but you’re still close enough to access everything easily.


For a lot of retirees, this ends up being a sweet spot between activity and peace.


And once you move further up from the coast, the environment changes again in a big way.


Number 3: “Holualoa is about space, privacy, and a completely different climate.”


Now Holualoa is one of the most unique areas in Kailiua Kona, and it feels very different from coastal living.


This is upcountry, known for coffee farms, art galleries, and a cooler, mistier climate.


What stands out here is the sense of space and quiet. You’re not surrounded by tourists or busy streets, and there’s a strong local and artistic community.


But this lifestyle requires a shift. You’re driving more, you’re further from the ocean, and the weather isn’t always that bright, sunny Kona feel people expect.


For the right person, though, this is exactly what makes it special.


And from there, we move into something that feels a bit more practical and grounded.


Number 2: “Pualani Estates is where real, everyday Kona living happens.”


Now Pualani Estates is what I’d consider more of a true residential community.


It’s mid-elevation, so you still get ocean views in many areas, and the homes are often terraced in a way that maximizes those views.


What I like here is that it’s made up of more year-round residents, not just vacation homes, so it feels more like a neighborhood than a destination.


At the same time, it doesn’t have that resort or luxury feel you’ll find in other areas. It’s more about practicality, value, and long-term livability.


So for someone who wants a stable, community-oriented retirement without the premium pricing of coastal areas, this can be a really strong option.


And then at the very top end of the spectrum, there’s something completely different.


Number 1: “Kohanaiki is a fully curated luxury lifestyle.”


Now Kohanaiki is in a category of its own.


This is an ultra-luxury, private club community right along the coast, offering golf, tennis, and a fully managed lifestyle experience.


What stands out here is the level of control and exclusivity. Everything is designed, maintained, and curated, so you’re not just buying a home, you’re buying into a complete lifestyle.


But that also means a much higher cost of entry, and a different kind of living experience that’s more structured and less connected to the broader Kona community.


For high-net-worth retirees who want privacy, service, and convenience at the highest level, this can be an ideal fit.


Bonus Tip: “In  Kailua Kona, elevation changes everything.”


One thing I always emphasize is that in Kona, elevation plays a huge role in your experience.


It affects temperature, airflow, views, and even how connected you feel to the ocean and town. So choosing where to live isn’t just about the home itself, it’s about understanding how that location shapes your daily life.


Final Thoughts 


At the end of the day, if I were retiring in Kona, I wouldn’t be asking which area is the most popular…


I’d be asking which one feels right at 7am on a normal Tuesday.


Because that’s what retirement really becomes, not the big moments, but the everyday experience of where you are and how you live.


I’m Stephen Proski with Homes In Hawaii For Sale, and I help you understand not just where to live in Hawaii, but how each area actually fits into your lifestyle, especially if you’re planning a long-term move.


If you’re thinking about retiring in Kailua Kona and want help figuring out which area makes the most sense for you, you can reach me directly at 808-300-9393, email me at stephen@homesinhawaiiforsale.com, or connect with me on YouTube and social media at Homes In Hawaii For Sale.


Let’s find the home — and the Hawaiʻi life — you’ve been dreaming of.


 
 ]]> </description>
    <pubDate>Wed, 29 Apr 2026 10:01:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/what-can-you-buy-in-hawaii-for-400k-in-026.html</guid>
    <link>https://www.realestatekailuakona.com/blog/what-can-you-buy-in-hawaii-for-400k-in-026.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>What Can You Buy In Hawaii For $400K In @026</title>
    <description> <![CDATA[ 
What Can You Buy in Hawaii for $400K? (Kona vs Other Hawaii Islands Comparison)


Most people assume that $400,000 should buy a comfortable home almost anywhere in the United States. On the mainland, that budget might mean a three bedroom house, a yard, and maybe even a garage. But Hawaii operates under a very different real estate dynamic where land is limited, demand is global, and lifestyle value influences pricing as much as square footage.


So when buyers start exploring Hawaii with a $400K budget, the conversation quickly shifts. Instead of asking how big the house is, buyers begin asking which island provides the best opportunity, where that budget stretches the furthest, and what kind of lifestyle comes with that price point. In 2026, Hawaii real estate continues to reflect strong demand and limited supply, which means $400K can still open the door to island living, but it requires clear expectations and smart decision making.


Aloha, I’m Stephen Proski, Realtor with Homes in Hawaii For Sale and Coldwell Banker Island Properties and I have been helping buyers and sellers like you for more than 25 years  and today we are breaking down exactly what $400,000 buys you in Hawaii in 2026, comparing Kailua Kona with other major island markets like Honolulu so you can understand where this budget fits best.


But here is the real question most buyers don’t ask at the beginning. Is $400,000 enough to live in Hawaii comfortably, or will you quickly discover that the islands operate under completely different rules when it comes to real estate? The answer depends heavily on which island you choose, how much inventory exists, and what type of lifestyle you want your property to support. Some islands offer far more options at this price point, while others have extremely limited availability. Understanding those differences early can save buyers months of frustration and help them focus on the opportunities that actually fit their goals.


Let’s walk through it together.


 


Number 6: $400K Does Not Buy a Single Family Home in Most Hawaii Markets


The first thing buyers need to understand is that $400K is considered an entry level price point in most Hawaii markets. Across the islands, single family home prices sit significantly above that range because land supply is limited and demand continues to come from both mainland and international buyers. On Oahu, where Honolulu is located, median home prices commonly sit around or above the one million dollar mark depending on neighborhood and market conditions. On the Big Island, particularly in Kailua Kona, single family homes often fall into the $700,000 to $900,000 range depending on proximity to the ocean, condition of the property, and community amenities. Because of these pricing realities, buyers with a $400K budget are typically exploring condominiums rather than detached houses. While this might sound limiting at first, many buyers intentionally choose condos because they offer a lower maintenance lifestyle, access to shared amenities, and locations close to beaches, restaurants, and daily conveniences. Understanding this expectation early helps buyers approach the market with clarity rather than frustration.


Number 5: Most $400K Properties Are One Bedroom Condos


Across the Hawaii islands, the most common property type in the $350K to $400K range is a one bedroom condominium. These units generally range between approximately 450 and 700 square feet depending on the building and the island. In Honolulu, many of the options in this price range are located in established high rise buildings that were built between the 1960s and 1980s, particularly in neighborhoods like Waikiki, Makiki, and Ala Moana. These buildings often provide amenities such as pools, security, elevators, and sometimes covered parking or ocean views depending on the floor and orientation of the unit. In Kailua Kona, the same price range often buys one bedroom units in smaller resort style condo communities surrounded by tropical landscaping. Many of these complexes include pools, outdoor seating areas, and walkable access to the ocean. One unique advantage in parts of Kona is that certain condo complexes allow short term rentals, which creates opportunities for buyers who want the flexibility of generating income when they are not using the property themselves. Even though the square footage may be similar between islands, the lifestyle environment of the buildings can feel very different.


Number 4: Inventory Is Very Different Between Honolulu and Kona


One of the biggest differences buyers notice when comparing these markets is the number of available listings. As of March 1st, 2026, the number of one bedroom condos priced between $350K and $400K varies significantly depending on the island. In Kailua Kona, only four properties were available within that price range at that time. Honolulu, on the other hand, had approximately seventy six one bedroom condos listed between $350K and $400K. This difference highlights the structural contrast between the two markets. Honolulu functions as a major urban center with hundreds of condominium buildings spread across neighborhoods like Waikiki, Ala Moana, Kakaʻako, and Makiki, which naturally increases inventory options. Kailua Kona is a much smaller market with fewer condo complexes overall, which means inventory can tighten quickly when demand increases. For buyers, this means Honolulu often provides more choices, while Kona requires patience and readiness to act when the right property becomes available.


Number 3: Everyday Living Costs Are Similar Across Islands


Many buyers assume that one island will be significantly cheaper than another when it comes to daily expenses, but in reality the cost of living across Hawaii remains fairly consistent. Groceries, gasoline, utilities, and restaurant prices are generally similar across the islands because most goods must be shipped from the mainland before reaching local stores. Shipping logistics and import costs influence pricing across the entire state rather than affecting one island more than another. Because of that, buyers deciding between Honolulu and Kona usually are not making the decision based on grocery prices or fuel costs. Instead, the decision typically comes down to lifestyle preferences, infrastructure access, and community atmosphere. Both islands offer beautiful natural surroundings and strong outdoor lifestyles, but the daily rhythm of life can feel different depending on whether someone chooses a larger urban environment or a quieter coastal town.


Number 2: Healthcare Access Is Stronger in Honolulu


Healthcare is often one of the most important considerations for retirees and long term residents evaluating where to live in Hawaii. Honolulu stands out in this category because it offers some of the most advanced medical infrastructure in the Pacific region. Major hospitals include The Queen’s Medical Center, Straub Medical Center, Kaiser Permanente Moanalua, Kapiolani Medical Center, and Tripler Army Medical Center. These facilities provide access to specialists, advanced procedures, and a broad network of physicians across many medical disciplines. In Kailua Kona, healthcare services are available through local hospitals and clinics, but certain specialized treatments and procedures sometimes require travel to Oahu. For many retirees, the proximity to major medical centers provides peace of mind when planning long term living arrangements. Because of this, some buyers prioritize Honolulu specifically for its healthcare network while others still choose Kona for lifestyle reasons and simply plan travel to Oahu when specialized care is needed.


Number 1: Beach Access and Lifestyle Feel Very Different


Both Honolulu and Kailua Kona offer incredible ocean access, but the type of beaches and coastal environment can feel quite different. Honolulu and the island of Oahu are famous for long stretches of soft white sand beaches that are easily accessible from many residential areas. Beaches like Waikiki, Ala Moana Beach Park, Kailua Beach, and Lanikai Beach are known for their wide sandy shorelines and gentle swimming conditions. Many condo buildings in Honolulu are located within walking distance of these beaches, which creates a lifestyle where residents can enjoy the ocean almost daily without traveling far. Kailua Kona sits along a volcanic coastline, meaning much of the shoreline is formed by lava rock and small coves rather than wide sandy beaches. There are still beautiful beach locations such as Magic Sands Beach, but many of the Big Island’s most famous white sand beaches are located further north along the Kohala Coast, requiring a short drive. For some buyers, the rugged volcanic coastline is part of the island’s dramatic natural beauty. Others prefer the convenience and accessibility of the sandy beaches found throughout Oahu.


Quick Recap: What $400K Buys in Hawaii


Across Hawaii, a $400K budget typically buys a one bedroom condominium ranging between roughly 450 and 700 square feet. Honolulu generally offers more listings and a wider variety of buildings because of its large urban market and dense condo inventory. Kailua Kona tends to have fewer listings but provides a quieter environment and resort style living with tropical surroundings. Everyday living costs remain similar between the islands, while healthcare access tends to be stronger in Honolulu due to its larger hospital network. Beach environments also differ, with Oahu known for its wide white sand beaches and Kona offering a more rugged volcanic coastline.


Bonus Tip: Experience Each Island Before You Decide


One of the best strategies buyers can use is spending time on multiple islands before committing to a purchase. Living somewhere full time can feel very different from visiting on vacation, so taking time to explore neighborhoods, grocery stores, medical facilities, and local beaches provides valuable insight into what daily life will actually look like. Walking through condo buildings, observing traffic patterns, and visiting communities during normal weekdays often reveals details that short vacations never show. Experiencing these factors firsthand helps buyers move forward with confidence rather than uncertainty.


Final Thoughts: Choosing the Right Island for Your Budget


Buying property in Hawaii is not simply a real estate decision. It is a lifestyle decision that shapes how you spend your time, how you interact with the community, and how you experience the natural environment around you. A $400K budget can still open the door to island living, but approaching the market with realistic expectations and a clear strategy makes the process far more successful. Some buyers prioritize the energy, infrastructure, and healthcare access of Honolulu, while others value the slower pace and resort atmosphere of Kailua Kona. When the choice aligns with personal priorities and long term goals, Hawaii living becomes more than a purchase. It becomes a meaningful lifestyle transition.


If you are considering buying property in Hawaii and want help comparing islands, condo buildings, HOA structures, and long term investment positioning, I would be happy to help you build a strategy that fits your goals.


Reach out stephen@realestatekailuakona.com or call me at 808-300-9393 any time.  I am here to help you


 
 ]]> </description>
    <pubDate>Fri, 13 Mar 2026 11:30:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/the-true-cost-of-living-in-kailua-kona-hawaii-2026.html</guid>
    <link>https://www.realestatekailuakona.com/blog/the-true-cost-of-living-in-kailua-kona-hawaii-2026.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>The true cost of living in Kailua Kona Hawaii 2026</title>
    <description> <![CDATA[ 
The TRUE Cost of Living in Kailua Kona 2026 


Have you ever been to Kailua Kona and felt like time slows down the second you land? Like you step outside, feel that warm air, see the ocean in the distance, and immediately start thinking… I could actually live here.


And that’s usually how it starts.


People come here for vacation, they fall in love with the sunsets, the beaches, the vibe, and then on the flight home they start doing the math in their head. Maybe we will sell the house. Maybe we will retire early. Maybe we just move and figure it out.


But here’s what I want to talk about today, because this is the part most people don’t learn until they’re already in deep. Living in Kailua Kona is not just expensive… it’s expensive in very specific ways. And the costs that surprise people are not always the ones you expect.


So today, we’re going to break it down honestly. Housing, groceries, gas, dining out, and the day-to-day costs that make Kona either feel totally worth it… or way more than you planned for.


Aloha, I’m Stephen Proski, Realtor with Homes in Hawaii For Sale, where our number one value is simple, Clients First. I help buyers and sellers all over Oahu and the Big Island, and today we are talking about the true cost of living in Kailua Kona in 2026. I’m going to walk you through real numbers and real expectations so you can plan smart and decide if Kona fits your lifestyle and your budget.


Alright, let’s jump into it.


Number 5: Housing Is Where Kona Hits You First


Let’s start with the one that affects everything else, housing. Because if you’re thinking about moving to Kailua Kona, this is the first thing you’re going to notice… the prices are not casual. Kona is not a market where you stumble into a deal and feel like you got a bargain.


In 2026, the median condo price is around $570,000, and the median single-family home price is around $1.4 million. And I want you to let that sink in for a second, because that’s the baseline. That’s not luxury. That’s not beachfront estate pricing. That’s just the general Kona market.


Now, if you’re thinking, okay Stephen, but I’m renting first, that makes sense too. But even rent in Kona sets the tone. Rent and utilities for one person averages about $2,400 per month, and for a family of four it’s around $4,100 per month. So whether you’re buying or renting, housing is going to be the anchor of your monthly budget.


And if you’re buying a condo, you also need to mentally prepare for HOA fees. Some are reasonable, some are high, and some can increase over time. That’s why I always tell buyers, don’t just fall in love with the unit. You have to understand the building too, because that HOA number becomes part of your cost of living every single month.


So housing is the first big reality check in Kona. But here’s the funny part… even once people accept the housing costs, they still get shocked the first time they go shopping.


And that brings us to the next one.


Number 4: Groceries Are Where People Get Their First True Kona Wake-Up Call


Alright, let’s talk groceries, because this is usually the moment when people realize, okay, this is not like the mainland.


You know how you can casually walk into a grocery store back home, grab a cart, and not really think about the total? In Kona, you will think about the total. Because even basic items can feel expensive.


Milk can run around $8 to $10. Bread can be $6 to $9. Eggs are often $7 to $9. And cheese, especially if you’re buying anything decent, can easily hit around $20. Chicken breast is about $8, apples around $7, and bananas around $1.50.


Now I know those sound like random items, but that’s the point. These aren’t luxury grocery choices. These are normal everyday staples. So when you’re shopping for a full week, or you’re feeding a family, you start realizing quickly that your grocery bill is going to be higher than you’re used to.


And the monthly food budget reflects it. Food costs average around $600 per month for one person, and about $1,950 per month for a family of four.


So if you’re planning to move to Kona, groceries are not a small category. They are one of the main expenses, and it’s one of the biggest reasons people either love living here or feel stressed living here. Because if you don’t plan for it, you’ll feel like you’re constantly paying more than you expected.


Now after groceries, people always ask me the same thing. Okay, what about gas? What about driving? Because Kona is not exactly the type of place where you can just walk everywhere.


So let’s talk about that next.


Number 3: Transportation Costs Depend on How You Live in Kona


Now here’s where Kona is a little different than people imagine. People think island life means you’re just chilling, walking to the beach, living slow.


And yes, that lifestyle exists.


But Kona is also spread out. You will drive. You’ll drive to get groceries. You’ll drive to Costco. You’ll drive to restaurants. You’ll drive to the beach depending on where you live. You’ll drive to doctor appointments, shopping, errands, and all the things that make daily life work.


Transportation costs average around $85 per month for one person and about $220 per month for a family of four.


Now those numbers might not seem insane at first, but here’s what matters. Your actual cost depends on your lifestyle. If you live closer to town and you do not drive much, you might keep transportation costs manageable. But if you live up the hill, or farther south, or you’re doing a lot of commuting, your transportation cost will climb quickly.


And this is where a lot of new residents get surprised. They move here thinking they’ll drive less, but then they realize Kona is not a compact city like some mainland places. It’s a community that stretches, and driving becomes part of the routine.


So transportation is not always the biggest expense, but it’s one of those categories you should never underestimate.


And speaking of underestimating… there’s one category that absolutely destroys budgets for people who move here without planning.


Dining out.


Number 2: Dining Out in Kona Is a Lifestyle Cost, Not a Treat


Now let’s be real for a second. If you move to Kona, you are going to eat out. It’s just going to happen.


You’re going to be driving along Alii Drive, you’re going to see oceanfront restaurants, you’re going to see cafés, you’re going to see poke spots, and you’re going to say, alright, let’s just go.


And that’s part of why people love Kona. The lifestyle is enjoyable.


But dining out is also where the cost of living can quietly get out of control.


Lunch at a restaurant averages around $24. Dinner for two is around $100. Fast food is about $12.


Now that doesn’t mean you can’t find affordable local plate lunches. You can. And honestly, Kona has some great local spots. But if you eat out a few times a week, the total adds up quickly, especially if you’re doing dinner and drinks, or taking family out when they visit.


And here’s what happens. A lot of people move here thinking they’ll cook at home all the time, but Kona makes you want to enjoy life. So dining out becomes part of your routine. And if you don’t plan for that, you end up feeling like you’re constantly saying no to the lifestyle you moved here for.


So the truth is, dining out in Kona is not just an occasional thing. For many people, it becomes part of the cost of living.


Now, all of these numbers matter, but there’s one big takeaway that ties everything together, and this is the one that determines whether Kona feels doable or overwhelming.


Number 1: Kona Can Be Affordable or Expensive Depending on Your Household


Here is the biggest truth about the cost of living in Kailua Kona. It depends on who you are and how you live.


Because Kona looks very different financially for a single retiree than it does for a family of four.


If you’re a single person or a couple, your cost structure is simpler. You can manage groceries more easily. You might not drive as much. You can rent a condo and keep expenses controlled.


But when you add kids, school-related costs, larger grocery bills, more driving, and more space needs, the budget climbs quickly.


That’s why the averages show such a big difference. Rent and utilities run around $2,400 for one person, but jump to $4,100 for a family of four. Food runs around $600 for one person, but jumps to $1,950 for a family of four. Transportation goes from $85 to $220.


And when you add those together, you start to see why Kona is often a dream move for retirees and remote workers, but can feel challenging for families unless they plan carefully.


So the real cost of living in Kona isn’t just about Hawaii being expensive. It’s about what kind of lifestyle you want, and whether your budget matches that lifestyle.


Now let’s bring everything together in a quick recap so you can see the full picture.


Quick Recap: What It Really Costs to Live in Kailua Kona in 2026


So here’s the simple breakdown. Housing is the biggest cost. Condos average around $570,000, single-family homes around $1.4 million, and renting runs around $2,400 per month for one person and $4,100 per month for a family of four. Groceries are higher than most people expect, with monthly food costs around $600 for one person and $1,950 for a family of four. Transportation averages around $85 per month for one person and $220 per month for a family of four, and dining out is where budgets get stretched, with lunch around $21 and dinner for two around $100.


And once you see it all laid out like that, you realize Kona is not just a place you move to casually. It’s a place you move to intentionally.


 The Best Way to Plan Your Kona Budget Before You Move


Here’s what I always recommend. Before you move to Kona, build a test budget.


Take your current monthly spending, and then adjust it based on Kona reality. Increase groceries. Increase dining out. Make sure your rent or mortgage estimate includes HOA fees if you’re buying a condo. And most importantly, leave yourself breathing room.


Because Kona is the kind of place where you want to enjoy life. You don’t want to move here and then feel stressed every time you go to the grocery store or go out for dinner.


So if you plan ahead and you build a budget that gives you flexibility, Kona becomes not only doable, but enjoyable.


Now let’s wrap this up with the big question.


Final Thoughts: Is Kailua Kona Worth the Cost in 2026?



Yes, it is.


But is it worth it?


For a lot of people, absolutely. Because what you are paying for is not just a home. You are paying for the lifestyle. You are paying for warm weather, ocean sunsets, a slower pace of life, and the ability to live in one of the most beautiful places in the world.


I’m Stephen Proski with Homes in Hawaii For Sale, serving Oahu and the Big Island. My promise is simple, Clients First. Always.


If you are thinking about relocating to Kailua Kona and want help comparing neighborhoods, home prices, and what kind of housing fits your lifestyle and your budget, I’d love to help. stephen@realestatekailuakona.com



Let’s find the home, and the Hawaii life, you’ve been dreaming of.

 ]]> </description>
    <pubDate>Wed, 04 Mar 2026 11:08:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/why-are-people-leaving-hawaii.html</guid>
    <link>https://www.realestatekailuakona.com/blog/why-are-people-leaving-hawaii.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Why Are People Leaving Hawaii?</title>
    <description> <![CDATA[ 
Leaving Hawaii





 


There are plenty of reasons why people move to Hawaii and we have been covering those reasons for quite some time.   Today we are going to talk about some of the reasons why we are seeing a large number of people departing or leaving Hawaii.  


 


According to the US Census Bureau the population in Hawaii has been on the decline and between 2020 to 2024 it dropped by 0.6


 


Yes, people are leaving paradise for about 6 different reasons that we have noticed during the last several years.  


 


So why are people leaving Hawaii?


 


Well, the exodus from Hawaii can be attributed to a combination of social, economic and lifestyle factors.


 


These reasons do apply to people who have moved here and subsequently decided to move away as well as people who are originally from Hawaii and are leaving too.


 


1 Limited economic or job opportunities.  the Big Island has very few job opportunities unless you are in the hospitality or service industry since we are extremely dependent on tourism.  There are few industries Hawaii like technology, manufacturing or finance, so trying to find a high paying job that would allow you to afford living here is very challenging unless you are in Oahu.


 


Most young people who graduate from college here generally move someplace else because they cannot find career opportunities in the field’s they obtained their degrees in.


 


 


 


2 reason why people are leaving Hawaii is Housing Challenges.   Yes, Hawaii does have a housing crisis that has been fueling the exodus from the islands.   With limited land available for development coupled with strict zoning laws, the supply of affordable housing has not kept pace with demand.


 


We continue to struggle trying to help some of our clients who what to rent here on the Big Island before they buy and find it difficult to locate available housing.  The Lahaina fires definitely showed us how limited housing was available for all those unfortunate people who lost their homes, they couldn’t find housing


 


Rental prices here are some of the highest in the country not to mention trying to find a rental as well.


 


3 High Cost of Living is another factor creating the exodus of people leaving Hawaii over the past several years.


 


Hawaii is ranked among the most expensive states in the country with the median sales price on most of the islands exceeding $1 million dollars for a single family home.  Yes, it is expensive to live in paradise and we constantly see people gasp at what their dollars can buy if they try and purchase a home or even a condo here  on the Big Island.


 


Electricity are nearly 3 times the national average due to the states dependency on imported oil for their power generators.


 


Groceries as we have mentioned many times are very expensive which adds to the overall cost of living challenges people face trying the live here.


 


If you can’t afford shelter, food or utilities guess you would find a more affordable place to reside as well.


 


4 Medical Care is another reason why we are seeing people leaving Hawaii especially older individuals who reside on the neighbor islands.  For the most part I would say medical care is pretty good, at least we haven’t had an issue.  Hospitals are limited and if you need specialty care generally you are traveling to Oahu or having to go back to the mainland for those services.  


 


 Yes, that does happen, we have seen some of our clients move back to the mainland because of lack of medical specialists here on the Big Island and even in Oahu.


 


5 Missing Family is another reason why people are leaving Hawaii.  Yeah, you move here get some extra space thinking family and friends are going to visit you now that live in Hawaii and that doesn’t happen like you thought it was going to take place.   if you don’t make new connections, we see people missing their family and friends and want to live closer to them and leave Hawaii.  It is much more affordable living on the mainland visiting family and friends, all you have to do is jump in your car and drive for several hours or even a day.


 


To stay connected to family and friends that do not live in Hawaii can be very expensive and people find that a challenge, so they leave to be closer to those people


 


6 Island Fever is another reason why people are leaving Hawaii.  I personally have not been affected by this, but we have seen people leave the island because they missed the mainland or couldn’t find enough things to do here and they get bored and want to leave.  I didn’t think Island fever was a real issue, but it is and the feeling of being isolated makes travel more expensive so people long for the things that make them comfortable and leave the island as a result.


 


Probably a good number of those people didn’t like outdoor activities or didn’t connect to the community and establish new relationships.  Whatever the reason, Island Fever does exist here.


 


 


 


So, these are 6 reasons why we are seeing people leave Hawaii and there can be many more reasons why, but these seem to be the ones that we have seen or heard the most since we moved here.


 


The exodus from Hawaii will have significant economic and social implication in the future if this trend continues


 


There will be a loss of community and culture.  There will be a strain on the already fragile healthcare and educational fields.


 


As mentioned earlier, if you can’t afford shelter, food and utilities, you are not going to stick around very long.   As mentioned at the beginning Hawaii’s population has been on the decline for the past 5 years and if things don’t improve with salaries, job opportunities and affordable housing, we will probably see this trend continuing since prices for just about everything here continues to go up.


 


Hopefully are elected officials can solve many of these challenges in the near future.


 


If you have any questions about this subject or anything eles and want to talk story, reach out anytime we are here to be your resource guide on the Big Island.


 


Thanks again for watching Mahalo Nui Loa


 


 


 


 


 


 


 


 


 


 


 


 
 ]]> </description>
    <pubDate>Thu, 22 Jan 2026 09:48:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/moving-to-kona-hawaii---things-i-wish-i-knew-before-moving-here.html</guid>
    <link>https://www.realestatekailuakona.com/blog/moving-to-kona-hawaii---things-i-wish-i-knew-before-moving-here.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Moving To Kona Hawaii - Things I Wish I Knew Before Moving Here</title>
    <description> <![CDATA[ 
Things I wish I knew before moving to Kona Hawaii


 


 


If you are thinking about moving to Kona Hawaii, there are few things I wish I knew before I moved here.  Yes, you can create a happy life here in Kona, but if you had a little more information before you made the leap across the pacific it might be a little easier to make the transition a bit smoother.  


 


Hi, I am Stephen Proski with Homes In Hawaii For Sale, if you are new to my Website Aloha and if you have been here before you know I am posting info about this beautiful island


 


If you haven’t heard the Island of Hawaii which is what the Big Island has been called forever has not been named Hawaii.   Yes we are no longer the Island of Hawaii, Just Hawaii


 


Talk about confusion, well, if you lived here long enough you will find out Hawaii is a lot different than mainland life.


 


 


So, lets jump right into it.  The first thing I wish I knew before moving to Kona Hawaii is there is a big difference from living in Kona versus vacationing in Kona.  When I was deciding on making a move to Hawaii, I only really evaluated my vacationing times in Hawaii and how I liked or disliked certain islands.  When on vacation, you tend to shut down the busy work world, relax and enjoy the time away from all the daily hustles.  So, thinking when you move here it is going to be just like on vacation, sitting on the breach, soaking up the sun and sipping on a mai tha under an umbrella. 


 


Nope, living in Kona Hawaii is like living any place else unless you are retired.  You get up every day, go to work, go shopping, maintain your home, do those weekend chores.  But the good news is, you are doing all those things in this wonderful place we call paradise and it is well worth it. YES


 


The number 2 thing I wish I knew before moving to Kona Hawaii is there is a limited supply of everything


Living on an island means it's harder to get some things.  A few things are just impossible – We live on an island and just about 90 to 95 of everything you want to buy and consume has to be shipped here and that makes it more expensive, not to mention slower to arrive.  A good number of companies do not ship to Hawaii because of that. Amazon the world’s largest online shopping company doesn’t ship everything here that they offer.  Matter of fact, if you are use to seeing that Amazon truck pull up to your house daily, you are not going to find them here.  Amazon sends the majority of their items via the Unites States Postal Service and it will not get here in a day or two.   Try 2 weeks minimum


Even if there are stores here in Kona that carry what you want, that doesn't mean that they'll have it in stock on any given day.  


Since shipping heavy items can be expensive and often slow, living on an island means that sometimes you have to settle for what we have.  You can't drive a few hours to another city to get something that isn't available here. We can’t even drive to the nearest Hawaiian island.   We are 2500 miles away from the nearest continent. Although we do have a few Home Depots, Targets, Walmart’s, Macy’s, Lowes and 1 Costco on the Big Island.


Sometimes you just need to wait and learn to be content with the more important things – like family, warm weather, the ocean, Island life.  Yes, even building supplies can be a challenge here as well, so learning patience is something you need to prepared for when you move to an island.


The number 3 thing I wish I knew before moving to Kona Hawaii is Island Time.  One of biggest complaint I here from people moving here is that everything takes much longer here in Hawaii.  Life here in Hawaii goes by its own rules and if you are going to vacation or live in Hawaii you must play by the same rules because Island Time always wins here  When I first moved to Kona, it drove me crazy that everything from meetings to shopping seemed to go “slower”. I’d be the “uptight” person getting all upset over a contractor being five minutes late, or people stopping to chat in the middle of a store while I was waiting to pay for my groceries.  I was fighting a silly battle that I knew I could not win and the stress it initially caused was not worth it.   people in Hawaii want to “talk story” and connect with their community and live the Aloha spirit. I’d moved to Kona to LIVE IN HAWAII so I needed to let go and let live on Island time.


 


If you are enjoying this content and want to learn more about how it is like to live in Kona Hawaii, please leave hit me up at the QR code above or leave me a comment below I would love the hear from you


 


The 4 thing I wish I knew before moving to Kona HawaiiIf you're not local, you'll never be.


If you didn't grow up here and have parents of Hawaiian/Pacific Islander decent, you're a Haole. 


Hawaii is a blend of many different races and cultures, but if you didn't grow up here, you flew here - just like I did then you will never be a local no matter how long you live here.  


 


 Communities here are very insular.


So, people here take their time developing their friendships with people who have moved to the island, because they want to make sure you’re going to stick around before they invest their time and energy into building a friendship with you. .


As a general rule, the longer you live here, the longer you're likely to live here.  Meaning, if you just got here, your chances of moving back home are very high because it might take some time to connect with the locals.   Be patient and reach out, it is always nice making new friends


 


The fifth thing I wish I knew before moving to Hawaii is that, Kona is paradise, and it can be expensive


 


Yes I knew home prices here were some of the highest in the United States, but the good news is the home prices on the Big Island are a lot more affordable that the other Hawaiian Islands, that’s why I chose to move to Kona in the first place.


 


What I didn’t expect is all the other things you want to buy were going to be expensive and well.   


 


Living in Hawaii will definitely make you a little more resourceful, grow some of your own fruits and vegetables, maybe do a little fishing.  If not, already Hawaii will teach you to be a bit more independent and self-sustaining.


I hope you enjoying this information and if you want to know more about my move to Kona reach out to me anytime.  You may also want to check out a few of my videos Living in Kona   Mahalo for watching see you soon Aloha


 


 


 
 ]]> </description>
    <pubDate>Tue, 20 Jan 2026 12:44:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/moving-to-hawaii-avoid-these-5-mistakes.html</guid>
    <link>https://www.realestatekailuakona.com/blog/moving-to-hawaii-avoid-these-5-mistakes.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Moving To Hawaii Avoid These 5 Mistakes</title>
    <description> <![CDATA[ 
Avoid Moving to Hawaii If You’re Still Making These 5 Mistakes


  Aloha friends I’m Stephen Proski with Homes in Hawaii For Sale, and let me ask you something: have you ever thought about packing up your life, moving to Hawaii, and starting fresh in paradise?


I hear it all the time. People dream about trading snow shovels for surfboards, trading traffic jams for palm-lined roads, and trading cold winters for sunsets on the beach. And honestly — that dream can become a reality. But here’s the truth: too many people come to Hawaii unprepared, and they make the same five mistakes that can turn paradise into frustration.


So today, I’m going to share the five biggest mistakes people make when moving to Hawaii — and how you can avoid them. If you’re serious about this move, listen up, because this could be the difference between thriving here and catching the next flight back to the mainland.


Reason 5 – Not Having a Plan (or Backup Plan)


“Hawaii rewards preparation — but punishes wishful thinking.”


Let’s start with the biggest one: people come here without a real plan. No job lined up. No temporary housing. Sometimes no clue about how they’ll even get their pets, cars, or furniture to the island. And guess what? Within a few months, the stress catches up — and in some cases, they end up back on the mainland before their six-month lease even runs out.


Now don’t get me wrong — it’s possible to make it work if you’re flexible. But Hawaii is not the place to “wing it.” My advice? Start with a realistic moving timeline. Job hunt in advance, or at least know what industries are hiring here. Plan for temporary housing because most landlords want to meet you in person before handing you the keys. And above all, have savings. I recommend six months in the bank, minimum.


Think of it like surfing — you wouldn’t paddle out without knowing how to swim. Same thing here. The waves are amazing, but you’ve got to be ready to ride them.


Reason 4 – Underestimating the Cost of Living


“A gallon of milk might be $7 — and rent for a modest one-bedroom APARTMENT  can top  MORE THAN $2,500.”


I’ll be real with you — this is the mistake that shocks people the most. On the mainland, your budget might cover rent, groceries, dining out, and even a little vacation. But in Honolulu, those same dollars don’t stretch nearly as far.


Housing is the big one. Single-family homes  are a million dollars plus and they will not look anywhere close to what you would get spending the same amount on the mainland.   condos  are definitely more affordable but come with hefty HOA fees. Renting? Even a modest one-bedroom APARTMENT in Honolulu can run easily $2,500 per month or more. And that’s before utilities, which are also higher here.


But here’s the kicker: it’s not just the big-ticket items. Little things add up too. A gallon of milk? Around $7. Electricity? Hawaii has the highest cost per kilowatt hour in the entire U.S. Car maintenance? You’ll be paying extra thanks to salt air corrosion.


Now — does that mean living here is impossible? Not at all. But it does mean you need to research actual costs and adjust your budget before you move. Paradise comes at a price, and pretending otherwise is a quick way to burn out financially.


Reason 3 – Skipping Community Building


“Hawaii isn’t just a backdrop — it’s a living, breathing community.”


This one gets overlooked a lot, but it’s honestly one of the most important. People come here for the scenery — the beaches, the sunsets, the palm trees. But what keeps you here long-term isn’t the view — it’s the community.


I’ve seen it firsthand. Folks who put effort into connecting — volunteering, joining local gyms, going to neighborhood events, even just chatting with neighbors — those are the people who thrive here. They build friendships. They feel welcomed. They create a life.


On the other hand, people who isolate themselves or carry an entitled attitude? They struggle. They feel like outsiders, even years after moving.


Here’s the thing: Hawaii isn’t just a postcard, it’s a place with culture, history, and traditions. Respect that, and the aloha spirit will meet you halfway. Ignore it, and you’ll always feel like you’re just passing through.


Reason 2 – Bringing the Wrong Mindset


“If you treat Hawaii like a playground, you’ll never feel at home here.”


Let’s talk about mindset. Because the truth is, Hawaii will give back what you bring in. If you come here just to take — to snap Instagram photos, chase some fantasy lifestyle, or treat the islands like your personal playground — you’ll be disappointed.


But if you come with respect, curiosity, and humility, Hawaii opens up in ways you can’t even imagine. You’ll find that life here is about balance. It’s about community. It’s about connection with the land and the ocean.


Moving here isn’t about “living the dream.” It’s about creating a real, grounded life in a unique and beautiful place. If you bring the right mindset, the rewards go way beyond the palm trees.


Reason 1 – Holding Unrealistic Expectations


“Paradise is real — but so are bugs, mold, traffic, and high prices.”


Here’s the last mistake, and it might be the toughest one: expecting perfection.


Yes, Hawaii is stunning. But it’s not paradise 24/7. Rainy seasons bring mold. Traffic is as bad as some mainland cities IF NOT WORSE. Bugs are part of daily life. And the high cost of living doesn’t go away just because you love the beaches.


Some people move here thinking Hawaii will fix everything — that life will suddenly become stress-free. But the reality is, you’ll still have bills to pay, jobs to do, and challenges to face. The difference is, you’ll be facing them with an ocean view.


The people who succeed here are the ones who adjust their expectations. They embrace the beauty, but they stay grounded in reality.


 Live Like a Local Before You Move


“Don’t just vacation here — test drive life here.”


Before you commit, spend some extended time here. Not at a resort — but in a rental. Shop at the local grocery store. Sit in traffic. Pay for parking. Even go to the DMV.


Trust me, it’s the best way to find out if Hawaii feels right for you. Because living here isn’t about a week of vacation — it’s about building a life. And that’s something you need to experience before you leap.



So, what’s the truth about moving to Hawaii?  It can be the best decision you’ll ever make — if you avoid these mistakes. Come prepared, stay realistic, and embrace the community, and you’ll give yourself the best chance to not just live here… but thrive here

 ]]> </description>
    <pubDate>Fri, 03 Oct 2025 08:45:00 -1000</pubDate>
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<item>
    <guid>https://www.realestatekailuakona.com/blog/kailua-kona-real-estate-why-you-want-to-live-here-on-the-big-island-of-hawaii.html</guid>
    <link>https://www.realestatekailuakona.com/blog/kailua-kona-real-estate-why-you-want-to-live-here-on-the-big-island-of-hawaii.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>KAILUA KONA REAL ESTATE-WHY YOU WANT TO LIVE HERE ON THE BIG ISLAND OF HAWAII</title>
    <description> <![CDATA[ 
Big Island Hawaii 2025 Update | Changes, Costs &amp; WhY YOU WANT TO LIVE HERE






Thinking about living in paradise?  If you're searching for a location that blends natural beauty, cultural depth, and a relaxing pace of life, Kailua-Kona may be exactly what you’re looking for.


Located on the west side of Hawaiʻi Island — also known as the Big Island — Kailua-Kona offers a unique lifestyle with sunny skies, iconic beaches, and a strong sense of community. Whether you're considering a full-time move, retirement, or real estate investment, this coastal town continues to attract newcomers with its charm and opportunity.


I’m Stephen Proski, Realtor broker with Homes In Hawaii For Sale—where we live by one core value: “Clients First.” 


 


I help buyers and sellers like yourself across Oʻahu and the Island of Hawaiʻi, and in today I am sharing my top reasons why you might want to call Hawaii your new home with recent updates plus one bonus tip to help you transition more smoothly into island living.


10. Beautiful Beaches with Stunning Variety


Let’s begin with one of Kailua-Kona’s biggest natural treasures — its beaches.


“Not all sand is the same — and Kona proves it.”


Kailua-Kona is home to some of the most diverse and stunning shorelines in the state. You’ll find soft white sand at beaches like Magic Sands, rare green sand at Papakōlea, and striking black sand at Punaluʻu Beach.  These beaches offer more than scenic beauty — they’re ideal for swimming, snorkeling, paddleboarding, and tidepool exploring. Sea turtles, vibrant coral, and calm waters make beach time an everyday luxury.


For ocean lovers, the coast here is both a playground and a peaceful retreat.


9. Year-Round Sunshine and Warmth


Now that we’ve explored the beaches, let’s talk about the weather that makes them so inviting.


“Sunshine is the default setting in Kailua-Kona.”


This part of the Big Island is known for its dry, sunny climate. With average temperatures in the high 70s to mid-80s and minimal rainfall, Kailua-Kona offers one of the most consistent climates in all of Hawaii.  Unlike the lush but wetter east side of the island, Kona’s coast enjoys bright skies most days of the year — perfect for anyone who thrives in warmth and light.


It’s the kind of weather that encourages you to start your mornings outside and stay there until sunset.


8. Endless Outdoor Adventures


Next, let’s talk about what there is to do — and it’s a lot more than just sitting by the beach.


“If you like staying active, Kona makes it easy — and fun.”


From snorkeling at Kahaluʻu Bay to diving with manta rays, the underwater world here is vibrant and accessible. Inland, there’s hiking along lava trails, exploring ancient petroglyphs, or touring working coffee farms.  Biking, kayaking, paddleboarding, or even just walking along Aliʻi Drive — there’s no shortage of ways to stay moving and connected to nature.


It’s an active lifestyle that feels energizing without ever feeling rushed.


7. Rich Local Culture and History


Now, let’s shift to something deeper — the cultural heartbeat of the region.


“There’s history in every stone, every story, every celebration.”


Kailua-Kona is rich in cultural heritage. Historic landmarks like Huliheʻe Palace and Mokuaikaua Church tell the story of old Hawaiʻi. Local festivals, hula performances, and craft fairs bring traditions to life.  Visitors and residents alike have the chance to learn, participate, and gain appreciation for Native Hawaiian practices that continue to thrive here.


Culture isn’t just something to observe — it’s something you feel and carry with you in Kona.


6. Aloha Community Spirit


A beautiful place means little without good people — and this town has both.


“Aloha isn’t just a greeting here — it’s a way of being.”


Kailua-Kona has a warm, welcoming energy. Newcomers often find it easy to build relationships through community events, neighborhood markets, or even casual conversations at a café.  People smile. They make time. They support local businesses and care about the island’s future. Whether you’re here short-term or forever, you’re likely to feel that connection.


Friendliness  isn’t forced — it’s just part of the lifestyle.


5. Unique Microclimates in Every Direction


Now let’s talk about something that surprises a lot of people — the variety of weather nearby.


“Drive 15 minutes in any direction, and it feels like you’ve entered a different world.”


Kailua-Kona sits in one of the driest zones on the Big Island, but just a short drive away are misty uplands, cloud forests, or breezy pastures. Towns like Holualoa or Captain Cook offer cooler climates and lush surroundings without being far from the coast.  This makes day trips exciting and allows residents to choose the environment that best suits their lifestyle — all without leaving the island.


Whether you prefer sunny and dry or cool and green, there’s a perfect spot nearby.


4. World-Famous Kona Coffee


Now for something delicious — and deeply rooted in the land.


“Kona coffee isn’t just a brand. It’s a legacy.”


Grown on the volcanic slopes of Hualālai and Mauna Loa, Kona coffee is known for its smooth, rich flavor. In Kailua-Kona, coffee farms aren’t just tourist attractions — they’re part of the community and economy.  Visitors and residents can tour local farms, taste different roasts, and even attend the annual Kona Coffee Cultural Festival. For coffee lovers, it’s a daily experience that connects you to the land and local producers.


There’s something special about sipping a cup of coffee where it was grown — right from your lanai.


3. A Slower Pace of Life


Next, let’s talk lifestyle — because the pace here is one of the biggest reasons people move.


“Time works differently in Kona — and that’s a good thing.”


Unlike the hustle of bigger cities or the busyness of resort zones, Kailua-Kona offers a more relaxed rhythm. People take their time. Days unfold gently. There’s less stress, fewer honking horns, and more space to breathe.  Errands might take a little longer, but that’s often because someone stopped to say hello. The result? Better mental health, a stronger sense of balance, and time to enjoy the small moments.


Life here isn’t about rushing — it’s about living well.


2. Real Estate Options for Every Lifestyle


For those considering a move, let’s talk about where you might live.


“Kona offers options — and opportunity.”


The local real estate market includes everything from oceanfront condos to mountainside homes with sweeping views. There are luxury estates, modest single-family homes, and investment properties suited for vacation rental income.  In 2025, demand remains strong, especially from mainland buyers and retirees, but inventory still allows room for choice — particularly in the upcountry and South Kona areas. Whether you're looking for a forever home or a second residence, the options are diverse.


And with Hawaii’s enduring appeal, ownership here tends to hold long-term value.


1. It Feels Like Home


And finally — what truly sets Kailua-Kona apart is the feeling it gives you.


“It’s not just a place you visit. It’s a place you stay.”


There’s something grounding, peaceful, and fulfilling about living here. Between the natural beauty, warm weather, connected community, and deep-rooted culture, life in Kona invites presence — and delivers peace.  For many, the island doesn’t just offer a new address — it offers a new way of being.


And that’s something you carry with you long after the move


 


Before making the leap, spend a few weeks living like a resident — not a tourist.


Stay in a residential neighborhood instead of a resort. Shop at the farmers market. Take morning walks along the ocean. Talk to locals. Observe how the days flow, how people interact, how the town breathes.  This kind of immersion helps you decide not just if Kona is beautiful — but if it’s right for you.


The best moves are the ones made with clarity and confidence.


Thinking of calling Kailua-Kona home?  With its natural beauty, strong community, and peaceful pace, it continues to draw those who want more than a view — they want a lifestyle.


2025 brings continued opportunity, growth, and connection on Hawaii’s sunny west coast. Whether you're relocating, investing, or simply dreaming — Kona is ready when you are.


Reach out anytime at 808-300-9393 or stephen@realestatekailuakona.com    
 ]]> </description>
    <pubDate>Fri, 01 Aug 2025 12:28:00 -1000</pubDate>
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    <guid>https://www.realestatekailuakona.com/blog/big-island-or-kauai-best-place-to-live.html</guid>
    <link>https://www.realestatekailuakona.com/blog/big-island-or-kauai-best-place-to-live.html</link>
        <author>stephen@realestatekailuakona.com (Stephen Proski)</author>
        <title>Big Island or Kauai?  Best Place To Live</title>
    <description> <![CDATA[ 



Big Island vs Kauai


Best Place To Live


 


 


You want to live in Paradise and can’t decide between the Big Island or Kauai, which is the best place to live?


 


Well, that is a depends answer and 


 


You must ask yourself


 




Do you want seclusion or city life?


Do you want a nice piece of land with only a few neighbors?


Do you want the beach a few blocks away?


Do you need large malls and high-end shops nearby?


Do you plan on working here or are you retiring?


Do you require specialty medical care and facilities?


Do you want blue skies and sunshine or can you deal with loads of wet weather?


Do you plan to rent or buy?




 


These are just some of the questions we hope to address in our video today on the Big Island vs Kauai which is the best place to live


 


Aloha I am Stephen Proski a real estate broker with Compass Hawaii.   If this is your first time here welcome


 


So let dive into the question of the day, the Big island vs Kauai which is the best place to live


 


To begin with Kauai is the oldest of all the Hawaiian Islands and the Big Island is the youngest.   Kauai is one of the smallest of all the islands and the Big Island, well, all the Hawaiian islands can fit into the size of the Big Island.


 


Do you want seclusion or city life?


 


That is an easy question to answer.   Both the Big Island and Kauai are secluded and offer a very slow pace of life.   Neither are considered urban, have no metropolitan feel and probably give you a more reclusive lifestyle and true picture of island life


 


Kauai only has 1 road that goes around the entire island, and a drive of 20 miles on the Kuhio Hwy can take you upwards of an hour


 


The Big Island has over 4000 square miles to land. There is a highway that covers most of the perimeter of the island and a highway connecting the two main cities Hilo on the east and Kailua Kona on the west and it takes about 90 minutes to go 77 miles between those towns


 





 


Kauai has about 70,000 people living there and the Big Island has roughly 200,000 people the second largest populated island next to Oahu 


 


Kauai has beautiful beaches and lush mountainous areas and that is why it is called the Garden Isle.  


 


The Big Island has a much diverse climate offering 8 eco systems from the snowy peaks of Mauna Kea about 14000 feet above sea, tropical rain forests, aired planes, green, black and white sand beaches.   You couldn’t experience a more unique place like the Big Island when it comes to which island is best to live on


 


Do you want a nice piece of land or a few neighbors?


 


You can have both on either Kauai or the Big Island.   There are great housing opportunities on both islands, however if you want a large homestead then you will find the Big island is the place for you.   Both islands offer condominiums, nice single-family homes and luxury estates.   The big island offers the lowest prices for housing on the majority of the island.  So, if you don’t have deep, deep pockets, want to live in Paradise and affordability is your 1 concern, then the Big Island could be your destination


 


 


 


Do you want the beach a few blocks away?


 


If close proximity to beaches is your top priority, then Kauai is the place for you.   Just about everywhere you live on Kauai you are within a few minutes of a beach.  That is not the case on the Big Island.    Depending upon where you live on the Big Island, you may have to drive anywhere from 5 to 30 minutes to get to a beach or shoreline.   Yeah its an island surround by water, but the Big Island does not have as many soft white sand beaches as Kauai and not as large.


 


 




Do you need large malls and high-end shops nearby?




 


If you are moving from a major city on the mainland and frequently shop at large mega malls, then you will not like either Kauai or the Big Island.   Yes there are a good number of small shopping centers on both islands and a high end boutiques as well, but No real shopping malls like you are experiencing on the mainland.


 


Yes, both islands have a Costco and Macy’s and if you need to get your shopping fix on, you are probably going to have to fly back to the mainland or visit Honolulu on Oahu.  That is where most people on the Hawaiian Islands go shopping at those large shopping malls.


 


 


Do you plan on working here or are you retiring?


 


Both Kauai and the Big Island do not have the greatest employment opportunities unless you work in the hospitality industry.  Yes, both islands are heavily dependent on their vacation resort hotels to generate the majority of their income.  If you can telecommute and work remotely, then you can decide which island is the better place to live.   If you are  moving here and want to find a job that can support you living on one of these islands, that could be a problem and I would recommend you do some homework before you leap across the pond.


 


If you are retired or getting ready to retire, then you can decide which is the better location for you to live on Kauai or the Big Island.   I think they can both be great choices


 





 


 


 




Do you require specialty medical care and facilities?




 


Well, this is a tough one to really answer.   Kauai has 3 hospitals on their island and the Big Island has 4.  Both have a good number of clinics, along with urgent care and VA clinics.   Both islands even have Kaiser Medical group, but they do not have hospitals on these islands only clinics


 


If you have medical issues that require specialists, then you might reconsider moving to either Kauai or the Big Island.  Most people fly over to Honolulu for any major medical needs or back to the mainland.   


 


If you have no health issues, then take your pick on where you want to live, you should be fine, however if you have serious medical issues and require specialists, then do your homework to see if those specialist are available on those islands.


 


To give you an idea on what it could be like, I wanted to see an ENT here in Kailua Kona and It took me 4 months to schedule an appointment in Waimea, otherwise I needed to go over to Honolulu and could have shortened that time by only waiting  2 months.


 


There definitely is a shortage of medical doctors here in Hawaii, so keep that in mind


 


 


 


 




Do you want blue skies and sunshine or can you deal with loads of wet weather?




 


Well they call Kauai the “Garden Isle” for a reason because Kauai is the rainiest island in Hawaii with an average rainfall of 42 inches per year.   The inner core of the island can receive up to 390 inches of rain each year.


 


Now over on the Big Island, in Hilo the average annual rainfall is about 142 inches, up in Waikoloa that average annual rainfall is only 9 inches and in Kailua Kona the average rainfall is about 27 inches.


 


Yes both places offer sunshine and blue skies, however is you want more sunshine on a regular basis versus rain, then the west side of the Big Island could be your next home.


 




Do you plan to rent or buy?




 


First off there’s not a lot of rental opportunities.  Neither of the 2 islands have a good number of apartment complexes so people generally will try and rent a single family home or a condo for an extended period of time, however good luck trying to find one.


 


We have had clients fly into the Big Island stating we will rent for awhile before we buy a home, and then they are scrambling trying to find a place.   If you are moving to Kauai or the Big Island I would highly recommend you secure a place long term before you get here.  It will take away some serious stress.


 


With regards to buying, this is where the 2 islands are completely different.


 


In January of this year Kauai had 29 single family homes sold with an average median sales price of $1,430,000


 


In January this year the Big Island had 157 single family homes sold with an average median sales price of $499,000


 


During the same time period in Kauai the average median sales price for a condo was 992,500K


 


And on the Big Island the average median sales price for a condo was 608,500K


 


Stephen why is the median sales price for a condo on the Big Island higher than a single family home you may ask.


 


Well there are very few condos on the entire Big island and the majority are located on the westside of the island in Waikoloa and Kailua Kona.   You can find single family home on the eastside and southside of the big island in the 2 to 300 thousand dollar range which lowers the median sales price average.  Hope that explains it to you a little better.  


 


 


So going back to the original question Kauai vs the Big Island best place to live, now that is a depends answer.   


 


We covered some specific differences and commonalities about each island.   I chose to move and live on the Big Island because it is much more affordable with regards to housing.  You may have other requirements.


 


 Have questions, call, text or email me anytime, I am here to help you and would love to be your Realtor.


 


 
 ]]> </description>
    <pubDate>Fri, 04 Jul 2025 11:24:00 -1000</pubDate>
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